Insurance programs

In addition to the cards Maestro, MasterCard Classic, MasterCard Business and MasterCard Gold, you can receive travel insurance for the card users, offered by the insurance company “SEESAM LATVIA”.

This is insurance for 24 hours a day all around the world except Latvia for 90 days a year.

 Payment card Maestro insurance

Medical expenses in case of illness or accident	70 000 EUR
“Standard” services (maximum insurance sum 35,000 EUR):
Medical transportation expenses, up to:	5 000 EUR
Repatriation, up to:	15 000 EUR
Transportation of the body back to motherland, up to:	15 000 EUR
Cost for the payment card with insurance (a year)	25 EUR

 
Payment card MasterCard Classic insurance.

Medical expenses in case of illness or accident	70 000 EUR
Insurance in the case of death	10 000 EUR
Insurance in the case of permanent disability	10 000 EUR
“Standard” services (maximum insurance sum 35,000 EUR):
Medical transportation expenses, up to:	5 000 EUR
Repatriation, up to:	15 000 EUR
Transportation of the body back to motherland, up to:	15 000 EUR
Cost for the payment card with insurance (a year)	30 EUR

Payment card MasterCard Gold insurance.

Medical expenses in case of illness or accident	70 000 EUR
Insurance in the case of death	10 000 EUR
Insurance in the case of permanent disability	10 000 EUR
Baggage loss	1 000 EUR
Baggage delay	200 EUR
Flight delay	200 EUR
“Additional” services (maximum insurance sum 50,000 EUR)
Medical transportation expenses, up to:	10 000 EUR
Repatriation, up to:	15 000 EUR
Transportation of the body back to motherland, up to:	15 000 EUR
Compensation for the coffin, up to:	1 000 EUR
Lawyer’s advise in case of road accident, up to:	4 000 EUR
Coverage payment after road accident, up to:	3 000 EUR
Transportation expenses for replacement, up to:	1 000 EUR
Transportation of the body back to motherland, up to:	1 000 EUR
Cost for the payment card with insurance (a year)	50 EUR

HOW TO CLAIM
Without reference where you are the service will provide you with the necessary medical or technical help 24 hours a day, excepting your country of residence.
In case of sudden illness or accident you have to get in touch with the “International SOS”, that guarantees the payment for medical expenses.

Taking into account the gravity of the situation the service will help with the necessary transportation and movement to the necessary hospital. Also repatriation is possible if necessary.

SEESAM LATVIA ASSISTANCE
+ 33 1 55 633 124, phone number in Paris

If you want to receive compensation, you should fill in the insurance demand at AAS “SEESAM LATVIA” as soon as possible, but not later than in 30 days.

Together with the insurance demand you should have the following documents:
Copy of your card; 
Passport copy, presenting the original;
Application with the description of the accident;
police report about the accident in case of road accident;
Medical certificate with the indications of bodily damages and precise diagnosis;

	In case of baggage or flight delay – documents confirming the journey, company certificate about the delay and receipts for extra expenses due to the delay.
	In case of baggage loss – documents confirming the journey, company certificate about the loss of your baggage, its weight and compensation payment, receipts for purchases during the journey, list of belongings and their approximate value.
	In case of baggage damage – documents confirming the journey, company certificate about the damage to a bag or suitcase and compensation payment, receipt for the repair of the damaged bag or suitcase, or in case the repair is impossible, price of a new equivalent.
	In case of death compensation the receiver hands in a copy of the death certificate and a passport.