Deposit 3/4

Do you want to combine the most secure way of saving with an opportunity to manage freely the deposited money? Now it is possible! You can get regular income from your deposit and you can withdraw 25% of the deposited money at any time without losing the accrued interest.

Deposit 3/4 – it is an optimal solution if you want to block a certain amount of money in your deposit account retaining the possibility to use ¼ of the deposited money if any unforeseen expenses arise. You can receive this money in whole or in part at any time without giving prior notice to the Bank. Besides, the initial deposit rate will not be reduced  and you will not lose any money for such partial withdrawal before maturity of the deposit.

Service advantages

Regular income from the deposit

No costs – depositing and opening of a current account for deposit service is free of charge

Free access to a part of the money

¼ of initially deposited money can be withdrawn without prior notice of the Bank

Service conditions

You can get 25% of the initially deposited amount in whole or in part before deposit maturity, without prior notice of the Bank *)

If you want to receive a part of the deposited money before the maturity date, the first amount of the deposit you can get after 31 days following the depositing date

Opening of a deposit account and opening of a current account for your deposit service is free of charge

Deposit periods: 6/ 12/ 18/ 24 months

Deposit currency: LVL/ EUR/ USD

Minimal deposit amount: LVL 500 / EUR 1000 / USD 1000

You cannot fill up Deposit 3/4, but if you wish, you can open a new deposit

Interest income is calculated according to your choice either on a monthly basis or at the deposit maturity

If you apply online for a deposit outside working hours, the Bank will be entitled to place it on the account on the following workday, preserving the deposit maturity date specified by you (the interest will be calculated for the actual deposit term).

*) This condition does not apply to withdrawal of large cash amounts, which requires the usual order according to the Price list.

How to open a deposit?

If you are a current customer of our Bank, you have to fill in Deposit agreement, which is available at the Banks premises or to execute the agreement in an easy and convenient way via the remote systems: in the internet bank Trast.Net or Telephone bank (by using Code card to generate your electronic signature).

If you are not a customer of our Bank yet, along with the Deposit agreement, we will conclude with you the Current Account Opening and Servicing Agreement.