You can be sure that your payments are protected in the distant access system. This is due to the multi-level security system we have implemented. One of its components is the electronic Code card. TKB was one of the first banks in the Baltic countries to use this device for Internet-banking thus guaranteeing a high level of protection for your data.
What is a Code card? Code card (digipass) is an electronic ciphering device which guarantees the safety and secrecy of your distant access operations. It is like a mini-calculator that easily fits in your palm. The Digipass plays a very important role in the protection of your data.
How does a Code card work? The code card calculates unique dynamic codes (test-key) that allow you to access your account in the distant access regime. For us it provides your identification. The Code card also generates an electronic signature (e-signature) under your bank orders in the Trast.Net and Phone-bank systems, making it impossible to falsify your payment order.
Security has no compromise – we do not offer simple plastic cards with ready codes. They are less secure than an electronic Code card that generates a new and unique code for every operation and your electronic signature - using the data for that particular operation. Despite its complicated protection, the Card is easy to use – you can learn it in few minutes!
|
Choice of a Code Card You may choose one or several code calculators according to your needs:
The Code card "Classic" (DigiPass PRO 700) is a classical code calculator, optimal for stationary office work (e.g., for accountants), as this card has a larger format and wider keyboard.
Instruction for Use of Code cards "Classic".
|

|
|
The Code card "Mobile" (DigiPass 260) is suitable for mobile users, e.g., those who often travel or use remote services of the bank outside their home or office. The Card is small, concussion-resistant and protected against accidental actuation.
Instruction for Use of Code cards "Mobile". |

|
The code card "Extra" (DigiPass 270) suits people who are mobile and seek for utmost comfort. The Card is ultra-compact and lightweight, protected against accidental actuation,and it is concussion-resistant and waterproof.
Instruction for Use of Code cards "Extra". |

|
Security

|
The Code card test-key and generation of electronic signature is based on the algorithm DES (Data Encryption Standard) that is certified by the National Security Agency of the USA. These test-keys are unique and depend on temporary parameters. But the electronic signature is based on the data of every particular payment. Their repeated use is impossible as both the test-key and e-signature automatically become ineffective in a few minutes.
|

|
On its backside every Code card has its series number, used also for your identification.
|

|
The Code card is also protected against unauthorized use. In order to activate it, you have to enter a PIN-code (personal identity number) which is known only to you. If a wrong PIN-code is entered, the card allows three more trials. The Code card is blocked after the fourth wrong PIN-code.
|

|
Every Code card can be authorized for managing of a particular account or account group. If it is necessary your account to be managed by several people, several Code cards can be issued for every account. |
Receipt of Codes cards Usually, you get your Code card together with the distant access services: Trast.Net and Phone-bank. Besides the card guarantees safety of your payments in the Internet bank Trast.Net and Phone-bank, as well as when you transfer the necessary documents to the bank via fax with your electronic signature.
Price List Documents |